C.R.E.A.M Finance is a decentralized DeFi lending protocol for individuals, institutions and protocols to access financial services. It is a permissionless, open source and blockchain agnostic protocol serving users on Ethereum, Binance Smart Chain, Polygon, and Fantom. Users can deposit their assets on C.R.E.A.M. to earn yield, similar to a traditional savings account. For more information, visit https://app.cream.finance/.

The C.R.E.A.M. Finance protocol was created as a Compound Finance fork. It offers yield farming rewards and allows users to lend, borrow, stake assets, and participate in network governance through the CREAM token.

C.R.E.A.M. Finance was founded by Taiwanese entrepreneur Jeffrey Huang, who is also the founder of Mithril (MITH), an Ethereum-based social media platform. The token allocation includes 10% for the team and advisors, 10% for seed funding, 20% for liquidity incentives, and 60% for governance.

C.R.E.A.M. Finance provides liquidity to important DeFi assets through automated market making (AMM). Users can borrow and lend supported assets, earn liquidity mining rewards with the CREAM token, and pay fees for swap, lending, and borrowing. The platform supports tokens important to the DeFi sector, including stablecoins, governance tokens, and leading cryptocurrencies. CREAM is an ERC20 token on the Ethereum network that allows for better composability and the creation of DAOs.

Learn more about Compound Finance (COMP).

Learn more about Curve DAO (CRV).

Learn more about yearn.finance (YFI).

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C.R.E.A.M. has a total supply of 9 million coins, with around 150,000 currently in circulation. The supply will increase as more vested tokens are released monthly.

C.R.E.A.M.'s smart contracts are not officially audited, but the project uses expert advisers and a multisig wallet managed by trusted individuals, including Compound founder Robert Leshner, to enhance security and protect users' funds.

For more information, refer to the Audit report by Trail of Bits (January 28, 2021): https://docs.cream.finance/audit-report

The top exchanges for trading C.R.E.A.M. Finance (CREAM) are Binance, Binance.KR, Hoo, and Uniswap (V2). You can find other exchanges listed on our crypto exchanges page. Additionally, you can buy cryptocurrencies like Bitcoin and Ethereum directly by credit card in your fiat currency of choice.

C.R.E.A.M Finance is a decentralized DeFi lending protocol that allows individuals, institutions, and protocols to access financial services. It is part of the yearn.finance ecosystem and operates as a permissionless, open-source, and blockchain-agnostic protocol on Ethereum, Binance Smart Chain, Polygon, and Fantom.

Users can deposit their assets on C.R.E.A.M. to earn yield, similar to a traditional savings account. For more information, visit https://app.cream.finance/.

C.R.E.A.M. Finance was created as a Compound Finance fork and offers yield farming rewards to users to develop its network inclusively.

The project, which stands for Crypto Runs Everything Around Me, was launched unexpectedly on the Ethereum network on Aug. 3, 2020, through the YOLO liquidity pool. It later went live on the Binance Smart Chain in September 2020.

The CREAM token allows users to lend, borrow, stake assets, and participate in network governance by voting on assets to support or delist.

C.R.E.A.M. Finance was founded by Taiwanese entrepreneur Jeffrey Huang, who is also known as the 'semi-benevolent dictator of CREAM.' Huang is the founder of Mithril (MITH), an Ethereum-based social media platform.

The token allocation is as follows:

• 10% (900,000) of tokens for the team and advisors, with 75% vesting over four years and a six-month cliff
• 10% for seed with four years vesting and a one-year cliff
• 20% (1.8 million) CREAM for liquidity provider incentives
• 60% (5.4 million) allocated for governance

C.R.E.A.M. Finance provides liquidity to important DeFi assets through automated market making (AMM), allowing users to borrow and lend supported assets and earn liquidity mining rewards in the form of CREAM tokens. The platform supports tokens crucial to the DeFi sector, including stablecoins, governance tokens, and leading cryptocurrencies such as ETH, renBTC, and LINK.

As an ERC20 token on the Ethereum network, CREAM enables the execution of Ethereum Virtual Machines through smart contracts. Users can create DAOs for the community, enhancing composability by integrating different financial services.

CREAM tokens can be staked for up to four years to accrue rewards, with no admin unlock available. Rewards are received at the end of the staking period.

C.R.E.A.M. has a total supply of 9 million coins, with approximately 150,000 currently in circulation. The circulating supply will increase as more vested tokens are released monthly to stakeholders and liquidity miners.

C.R.E.A.M.'s smart contracts are currently not officially audited. However, Huang utilizes expert advisers, including Compound founder Robert Leshner, to enhance security, inspect code, and manage a multisig wallet to safeguard user funds.

For an update on the audit report, refer to https://docs.cream.finance/audit-report (Trail of Bits, January 28, 2021).

The top exchanges for trading C.R.E.A.M. Finance are currently Binance, Binance.KR, Hoo, and Uniswap (V2). You can find other listings on our crypto exchanges page.

You can also buy cryptocurrencies like Bitcoin and Ethereum directly with a credit card in your chosen fiat currency. Here's how.