Rakein protocol is the first lending protocol that allows users to lend and borrow a wide range of cryptocurrencies and NFTs using variable interest rates on the Chromia blockchain. Unlike other protocols like Aave, Rakein offers unique features including Multiple pools and NFT collateral. Additionally, our end users are not charged any gas fees. Rakein utilizes a native token called RAKE, which provides holders with governance rights. RAKE can also be staked for insurance to earn protocol fees and RAKE rewards when the DAO is introduced.