Smarty Pay is a cryptocurrency that was launched in July 2021 by a team of developers based in Indonesia. It aims to benefit the community through charity and support Small and Medium Enterprises (SMEs). Smarty Pay operates on Binance Smart Chain technology and facilitates offline-online transactions with retail systems globally. The retail transaction system from Smarty Indonesia serves as the main engine for every transaction, which is then converted to SPY. Holders of SPY have the opportunity to engage in activities such as stacking, farming, and exchange to maximize their capitalization.